Financial software, strategies, and insights

Our mission is to preserve and raise families' living standards with powerful, cutting-edge software

Economic Security Planning, Inc., provides the nation's most powerful and comprehensive financial planning tools to households and financial planners. Our unique, widely acclaimed, and affordable products were developed by Boston University Professor Laurence Kotlikoff—one of our nation's leading economists and the company's founder.

Our tools help you find safe ways to maximize your living standard. So whether its saving, insurance, Social Security, retirement, career, housing, or job decisions, we can help.

Planning Tools

Our planning tools are designed to provide clear, practical suggestions to improve households' financial futures. Our programs are available in household and professional advisor versions and designed to help with important life cycle decisions.

MaxiFi is our state-of-the-art financial and retirement planning tool that calculates what you should spend, save, and insure annually to maintain your living standard. It also examines tens of thousands of Social Security, retirement account, annuity and other strategies to raise your living standard. The result is often tens to hundreds of thousands of dollars in additional lifetime spending.
Learn More
Top-ranked by the Wall Street journal, this web-based program finds the unique collection strategy that will maximize your lifetime Social Security benefits. Learn when and how to collect retiree, spousal, survivor, divorcee, parent, and child benefits to achieve the highest lifetime benefits. Incorporates all Social Security provisions and options for singles and married couples.
Learn More

Expert Review

We offer "Expert Review" services for each of our planning tools. We can review your inputs, suggest relatively safe ways to raise your living standard, help you understand the reports, and answer questions. For more detail, visit the planning tools sites above.